Terms of Service
Last updated: 6/7/2025

Acceptance of Terms

By accessing and using FinancePlug ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Description of Service

FinancePlug provides AI-powered financial calculators and tools designed to help users make better financial decisions. Our services include budget calculators, emergency fund planners, student loan calculators, and credit score simulators.

User Responsibilities

You agree to:

  • Provide accurate and truthful information
  • Use the service for lawful purposes only
  • Not attempt to gain unauthorized access to our systems
  • Not use the service to transmit harmful or malicious content
  • Respect the intellectual property rights of others

Financial Disclaimer

IMPORTANT: The information and tools provided by FinancePlug are for educational and informational purposes only. They do not constitute professional financial, investment, or tax advice. You should consult with qualified financial professionals before making any financial decisions.

Our AI-powered calculators provide estimates based on the information you provide. Actual results may vary significantly based on various factors including market conditions, personal circumstances, and changes in laws or regulations.

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of FinancePlug and its licensors. The Service is protected by copyright, trademark, and other laws.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices.

Advertising and Third-Party Content

Our Service may contain advertisements and links to third-party websites. We are not responsible for the content, accuracy, or opinions expressed in such advertisements or websites, and such advertisements and websites are not investigated, monitored, or checked for accuracy or completeness by us.

Limitation of Liability

In no event shall FinancePlug, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

Governing Law

These Terms shall be interpreted and governed by the laws of the United States, without regard to its conflict of law provisions.

Contact Information

If you have any questions about these Terms, please contact us at: legal@financeplug.net